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The Government of India requires automobile insurance for any private car owned by a person. Private car insurance, among other things, protects the vehicle from damage caused by accidents, fire, natural disasters, and theft, as well as the owner from personal injury. It also safeguards the third party against any losses or injuries.
All vehicles that are not utilised for personal reasons are covered by a commercial vehicle insurance policy. This sort of Insurance covers any automobiles used for business purposes. Trucks, buses, heavy commercial vehicles, light commercial vehicles, multi-utility vehicles, agricultural vehicles, taxis/cabs, ambulances, auto-rickshaws, and other vehicles are covered by this Insurance.
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